For those who qualify for a lower interest rate, student loan refinancing may help you accomplish one or more of these goals: Pay less interest over the life of the loan Pay off education debt faster Reduce monthly student loan payments Release a co-signer Refinance a parent loan in the child's name

Student loan refinancing can mean big savings in the right circumstances. Here’s how it works: A new private company—typically a bank, credit union or online lender—pays off the student loans you...

Maximum loan amount. Most people won’t need to worry about maximum loan amounts. Loan amounts range from $75,000 to... Minimum loan amount. Many student loan refinancing companies will require you to refinance at least $1,000, and some may... Loan repayment term. Most refinancing lenders offer loan ...

Student loan refinancing allows you to take out a new loan with one fixed, monthly payment to pay off your existing student loans. When you refinance your student loans, you may qualify for a lower...

Specifically, the government has suspended all federal student loan payments and halted all interest charges until the end of September. As a result, Student Loan Hero recommends being very cautious as you consider refinancing your federal student loans, since you would no longer qualify for the payment suspension and other benefits.

If you want to save money and pay off student loans faster, student loan refinance is an effective tool. When you refinance student loans, you exchange your current student loans for a new, single...

Refinancing student loans makes sense for people who are eligible for a lower interest rate. You could apply for refinancing after graduation, but most people wait until after their deferment period is over (especially for subsidized student loans where interest does not accrue during the deferment period).

Our calculator shows how much you can save on your student loans by refinancing with SoFi. Just add in your current student loan information, and we’ll calculate your estimated savings—both monthly and over the lifetime of your loan. If you have multiple student loans, simply combine the loans and average their principal.

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A Direct Consolidation Loan allows you to consolidate multiple federal education loans into one loan at no cost to you. Through your completion of the free Federal Direct Consolidation Loan Application and Promissory Note, you will confirm the loans that you want to consolidate and agree to repay the new Direct Consolidation Loan.

Lock in a lower rate. One of the best solutions refinancing can provide is a lower rate on your student loans. If you have good credit and a stable monthly income, you can apply to refinance in an attempt to get a much lower interest rate than the one you currently have.

Refinance both federal and/or private student loans from any lender. Receive a new rate and payment with a 5, 7, 10, 15, or 20-year term (view APR examples) based on the amount of your loan and the credit qualifications of you, and your cosigner, if applicable. Choose from a competitive fixed or variable interest rate option.

Consolidate your federal and private student loans. Your Student Loan Consolidation Simplified Apply in 15 Minutes or Less Apply from your computer, smartphone or other mobile device, or call us at 1-800-STUDENT anytime 24/7.

Refinancing student loans could make a big difference in your monthly budget. When you refinance multiple student loans, you combine several payments into one and potentially lower your total monthly payment. You can put the extra monthly cash toward your savings or debt reduction goals.

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LendKey is a student loan refinancing lender that pools money from community banks and credit unions to offer well-priced student loans to borrowers. LendKey offers loans between $5,000 and $300,000, depending on the degree earned by the loan holder. For example, the lowest amount is for undergraduate degrees, which caps at $125,000.