There are mortgages available for people with a bad credit rating if you know where to look. Perhaps you've missed a few credit card payments, had a County Court Judgment awarded against you or have previously been made bankrupt leaving you with a poor credit rating.

Bad credit remortgages can be harder to arrange, and while you won’t typically be offered the same competitive rates as someone with cleaner credit, this doesn’t mean that you should settle for less – the trick is knowing where to look. Fortunately, the experts we work with offer an expert service for customers of all backgrounds.

Bad-credit mortgage lenders who accept CCJs, IVAs, and bankruptcies. Our table shows different lenders' rules around bad-credit mortgages, including their criteria for people with bad credit, CCJs, IVAs and bankruptcies (you can learn more about the different types of bad credit further down the page).

Can I Remortgage with Bad Credit? If you are a homeowner and need to raise cash for something – for example, a new car, a holiday or home renovations – a remortgage is an excellent method of releasing capital in an existing property.

One of our primary services involves helping people to remortgage with bad credit. An imperfect credit rating shouldn’t mean having to miss out on affordable remortgaging deals, or being able to consolidate your finances. Yet many people don’t know where to start when it’s time to look for bad credit remortgages.

Compare remortgages with bad credit. Compare mortgages that may still be available if you have bad credit. The remortgage deals in this comparison are designed for homeowners with a poor credit rating looking for a better rate deal.

Of course, credit problems could include anything from missing a bill payment to having a home repossessed, so the impact your own credit issues have on your eligibility for mortgages will depend on the severity of your past problems. Applying for a mortgage if you have bad credit

With bad credit, there’s a lot more to consider than the figures you’re presented with. What we advise you do is use a mortgage broker who has expertise with subprime loans for people with bad credit as they will know how the lenders work. Here’s why… For bad credit applicants, a standard variable rate tracker is not usually the way ...

A great place to start when looking for these types of remortgages is by contacting us – we have access to plans and lenders who are willing to work with clients in poor or bad credit situations including those with ccj's.

A bad credit mortgage is simply a mortgage for borrowers with an adverse credit history, poor credit score, or low credit rating. Not all UK mortgage lenders offer bad credit loans and the rates offered might be higher than for customers with clean credit, but with the right guidance, it may be possible to find a competitive deal for you.

How do bad credit mortgages work? Bad credit mortgages work like any other mortgage, except that they accept people who had problems paying their debts in the past. For this reason, the terms of the mortgage will probably be less favourable than they’d be for someone with a better credit score.

Repairing your credit score may improve your creditworthiness to future lenders. While it is possible to improve your credit score, keep in mind the process takes time so you’ll have to be patient. Taking necessary steps now to improve your credit score may help you save money on future investments. Contact credit bureaus to obtain your […]

Remortgages are used for a variety of purposes. ... If the bad credit is a result of missed payments on other type of credit again depending on when the arrears happened and how much the arrears amount to, they can be ignored. If one is looking to remortgage as they are at eviction stage, ...

Compare bad credit mortgages. Even if you have had issues with bad credit in the past, you could still be able to get a mortgage. Compare mortgages that may be available to those with a poor credit rating.

Our professional bad credit brokerage service will help you to find the best bad credit remortgage deals in as quick of a time as possible. Don’t worry a second longer about bad credit remortgages, give Simply Adverse a call today and learn more about your ability to get a remortgage from friendly lenders in the UK.

UK Bad credit remortgage options. While it is often true a mortgage from 2006 or 2007 is a good deal and is worth keeping, especially if its interest only, there are still opportunities to refinance at a fixed rate to protect yourself from rate rises in the much longer term. An adverse credit mortgage broker can help you secure funds.