Types of 0% APR offers. A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card. A credit card offer may boast a 0% intro APR, but it may not apply to both balance transfers and purchases.

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

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Best luxury car with 0% APR. Audi A8. As Audi’s flagship saloon, the A8 is predictably lavish. In true Audi fashion, the interior is impeccable and the A8 is crammed with advanced tech including air suspension, a slick digital dashboard display and a suite of safety aids. As an added incentive, the current 0% APR offer also has a £15,500 ...